Personal Finance · Investing · Stock Markets · Banking

Money,
explained
clearly.

I document my learning across personal finance, investing, the stock market, and banking — as clearly as I can.

Latest

The Psychology of Money: Why We Make Bad Financial Decisions

We like to think financial decisions are rational. They're not. Our brains are wired to make specific, predictable errors with money — and understanding those errors is the first step to overcoming them.

March 22, 2026·4 min read

What is an Index Fund?

Index funds are arguably the most important financial innovation for ordinary investors. They're simple, cheap, and backed by decades of data. Here's everything you need to know.

March 19, 2026·4 min read

Banking

How Banks Make Money

Banks are not charities that safeguard your money. They're profit-making machines with a fascinating — and occasionally troubling — business model. Here's how it works.

March 15, 2026·4 min read

Banking Personal Finance

What is Inflation and Why Should You Care?

Inflation silently erodes the value of your money every single year. Understanding it is the first step to making sure your savings don't quietly disappear.

March 12, 2026·4 min read

Budgeting Personal Finance

Budgeting 101: The 50/30/20 Rule Explained

If you've never had a budget or hate the idea of tracking every rupee, the 50/30/20 rule might be the simplest framework to actually stick with.

March 8, 2026·3 min read

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About

Amal

Passionate about understanding how money works — and explaining it clearly to anyone willing to learn.